| GS Financial Corp. |
| Condensed Consolidated Statements of Financial Condition |
|
|
|
June 30, 2010 |
Dec. 31, 2009 |
| ($ in thousands) |
(Unaudited) |
(Audited) |
|
| ASSETS |
|
|
|
Cash & Amounts Due from Depository Institutions |
4,082 |
7,158 |
|
Interest-Bearing Deposits in Other Banks |
7,991 |
9,293 |
|
Federal Funds Sold |
2,480 |
3,284 |
|
Securities Available-for-Sale, at Fair Value |
56,038 |
50,455 |
|
Loans, Net |
186,857 |
185,500 |
|
Accrued Interest Receivable |
1,547 |
1,518 |
|
Premises & Equipment, Net |
6,318 |
5,934 |
|
Stock in Federal Home Loan Bank, at Cost |
2,358 |
2,354 |
|
Other Real Estate |
1,542 |
2,489 |
|
Real Estate Held-for-Investment, Net |
423 |
427 |
|
Other Assets |
4,315 |
3,192 |
|
|
Total Assets |
$273,951 |
$271,604 |
|
| |
|
|
|
|
| LIABILITIES |
|
|
|
Deposits |
|
|
|
Interest-Bearing Deposits |
188,050 |
186,681 |
|
Noninterest-Bearing Deposits |
16,043 |
14,812 |
|
|
Total Deposits |
$204,093 |
$201,493 |
|
|
Advance Payments by Borrowers for Taxes and Insurance |
390 |
249 |
|
FHLB Advances |
38,974 |
40,512 |
|
Other Liabilities |
2,101 |
1,329 |
|
|
Total Liabilities |
$245,558 |
$243,583 |
|
| |
|
|
|
|
| STOCKHOLDERS' EQUITY |
|
|
|
Common Stock - $.01 Par Value |
34 |
34 |
|
Additional Paid-in Capital |
34,541 |
34,550 |
|
Unearned RRP Trust Stock |
(105) |
(132) |
|
Treasury Stock |
(32,449) |
(32,449) |
|
Retained Earnings |
25,615 |
25,780 |
|
Accumulated Other Comprehensive Income (Loss) |
757 |
238 |
|
|
Total Stockholders' Equity |
28,393 |
28,021 |
|
|
Total Liabilities & Stockholders' Equity |
$273,951 |
$271,604 |
|
|
|
|
|
| |
| Selected Asset Quality Data |
|
|
|
Loans Delinquiet 90 Days or More to Total Loans |
3.64% |
2.22% |
|
Total Delinquent Loans to Total Loans |
5.23% |
4.04% |
|
Allowance for Loans Losses to Delinquent Loans |
28.04% |
31.46% |
|
Allowance for Loans Losses to Non-performing Loans |
40.27% |
57.16% |
|
Allowance for Loans Losses to Ending Loans |
1.47% |
1.27% |
Review our SEC filings on EDGAR by inserting our corporate name, "GS Financial Corp" where indicated.
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