Our Personal Banking Rates
Effective: July 2, 2010
| Savings
Account Rates* |
| Account
(Term) |
Interest Rate |
Balance To Earn Minimum APY |
Balance To Open Account |
Annual Percentage Yield (APY) |
Passbook Account
(No Term) Variable Rate |
0.50% |
$100.00 |
$100.00 |
0.50% |
Statement Savings Account
(No Term) Variable Rate |
0.50% |
$100.00 |
$100.00 |
0.50% |
| Certificates of Deposit Account Rates* |
| Account (Term) |
Interest Rate |
Balance To Earn Minimum APY |
Balance To Open Account |
Annual Percentage Yield (APY) |
| 91 Day Certificate |
0.50% |
$500.00 |
$500.00 |
0.50% |
6 Month Certificate**
(Term: 182 Days) |
0.75% |
$500.00 |
$500.00 |
0.75% |
| 10 Month Certificate ** |
1.00% |
$500.00 |
$500.00 |
1.01% |
1 Year Certificate**
(Term: 1 year) |
1.14% |
$500.00 |
$500.00 |
1.15% |
18 Month Certificate
(Renewals Only) ** |
1.14% |
$500.00 |
$500.00 |
1.15% |
| 20 Month Certificate** |
1.49% |
$500.00 |
$500.00 |
1.50% |
| 2 Year Certificate** |
1.73% |
$500.00 |
$500.00 |
1.75% |
| 30-59 Month Certificate** |
1.98% |
$500.00 |
$500.00 |
2.00% |
| 60 Month Certificate** |
2.23% |
$500.00 |
$500.00 |
2.25% |
| Special 11 Month CD |
1.14% |
$500.00 |
$500.00 |
1.15% |
| Special 39 Month CD |
2.13% |
$500.00 |
$500.00 |
2.15% |
** Individual Retirement Certificate Accounts are
available only at these terms and rate with a minimum
account balance of $250.00.
|
| Money Market Account* |
| Account Balance |
Interest Rate |
Annual Percentage Yield (APY) |
| $0.00 - $19,999.99 |
0.250% |
0.250% |
| $20,000 - $59,999.99 |
0.500% |
0.500% |
| $60,000 - $149,999.99 |
0.750% |
0.750% |
| $150,000 and over |
1.00% |
1.01% |
| Health Savings Account* |
| Account Balance |
Interest Rate |
Annual Percentage Yield (APY) |
| $0 - $4,999.99 |
0.25% |
0.25% |
| $5,000 - $9,999.99 |
0.50% |
0.50% |
| $10,000 and over |
0.75% |
0.75% |
| Checking Accounts* |
| VALUE CHECKING |
| Balance To Open Account |
Interest Rate |
Annual Percentage Yield (APY) |
Minimum Balance to Avoid Monthly Service Fee |
Compounding Method |
Other Interest Features |
|
$100.00
|
N/A
|
N/A
|
N/A
|
N/A
|
N/A
|
| Premium Checking Account* |
| Daily Balance |
Interest Rate |
Annual Percentage Yield (APY) |
| $0.00 - $9,999.99 |
0.25% |
0.25% |
| $10,000.00 - $29,999.99 |
0.50% |
0.50% |
| $30,000.00 and over |
0.75% |
0.75% |
*Any Annual Percentage Yield (APY) provided
in this disclosure assumes interest will remain on deposit until
maturity for accounts with terms, or for at least one year for
accounts with no term. A withdrawal will reduce earnings. Rates
for accounts with no specific maturities are subject to change at
any time. Fixed rates for accounts with specific maturities are in
effect until maturity. Interest is compounded daily. See your
disclosures for additional information about your account.
|
